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INSTANT

Instantly verify income and employment

Accelerate the application process and deliver a frictionless consumer experience with immediate access to over 48 million active employee records (and growing). 

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How it works

Verify income and employment in seconds

Use Truework Instant via our easy-to-use Web App or integrate into your existing process on the backend via API or the frontend via Truework Direct. Mortgage lenders can start a verification directly from Encompass with Truework LOS.

1. Verification submitted

Collect the appropriate employee information and authorization. The more information we receive, the faster we are able to complete each request.


2. Data is returned immediately

Within seconds of a submission, we automatically reference our instant data network of over 48 million active employees to see if there is a match.

3. Verification complete

If there is a match, the information is added to a report and delivered 

For mortgage lenders, the report is compliant with the Fannie Mae 1005.


Benefits

Fast and easy verifications

A verification experience that reduces tedious work for both your team and customers.

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Frictionless conversion

Treat your applicants to the easiest verification experience, with minimal info required and no uploading of documents.

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Increased productivity

Speed up internal processes with automation and reduce the need for staff to chase down verifications.

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Full data control

Get only the data you need—choose if you want to receive active or inactive records, and never pay for inaccurate information.

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Truework Pre-approval

Verify income upfront

Get verified income earlier in your application process to offer loan terms faster and deliver a better user experience.

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Consumer Reporting Agency

A trusted partner

Truework operates as a Credit Reporting Agency under the Fair Credit Reporting Act (FCRA). We provide verifiers with the most accurate information while allowing consumers to easily request changes to their reports if discrepancies are ever detected.

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GSE program eligibility

Reduce the risk of loan buyback

Truework is a report supplier for both Fannie Mae’s Desktop Underwriter® (DU®) validation service, a component of Day 1 Certainty® for and Freddie Mac Loan Product Advisor® (LPASM) asset and income modeler (AIM).

Related Content

Want to learn more?

Read the latest content about Truework Instant.

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Industry
Truework harnesses the power of Day 1 Certainty

Our new service offering will let mortgage lenders improve their borrowers’ experience.

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Payroll Network
Announcement
Announcing the Payroll Network with Gusto and Ripping

Truework launched the Payroll Network to set a new standard for sensitive data sharing.

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Knowledge Center
Simplifying Decisioning Using One VOI/E Solution

One verification solution increases efficiency by delivering automation.

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Verification methods

Maximize coverage with a single platform

Truework provides an all-in-one solution to help you automate more verifications.

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Credentials

Allow applicants to share payroll data directly in your application.

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Documents

Automate income document parsing and fraud review.

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Smart Outreach

Save time on manual verifications with automated outreach.

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Explore platform

Ready to get started?

Talk to an expert to learn more about how Truework can help your team save time and money through automation.


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