Start a verificationTalk to sales
Income Analytics

Get more insight into applicant income

Make more precise decisions, and better manage risk with new analytics that give more detail about an applicant’s ability to pay.

Talk to sales
View docs

How it works

Income Analytics provides a set of calculated data points derived from Truework verified income data to help lenders more easily evaluate ability to pay and trends in applicant income.

Annualized Income

  • Quickly understand how much an applicant makes on an annual basis 
  • A normalized calculation of what an applicant’s income would be for a whole year based on an observed period  
  • Represented as either base annual gross income or total annual gross income, inclusive of variable income
View docs

Income Stability

  • Understand the variability in monthly income as an indicator of ability to repay.
  • Represented as the coefficient of variation that shows the extent of variability in an applicant’s monthly income for the last 12 months
View docs



More competitive terms

Give a more favorable rate with insight into income stability.   


Automate exceptions

More confidently approve exceptions to initial down payments or missed payments in servicing. 


Get started quickly

Easily incorporate new data points  into your existing processes, without internal data science resources.


Ready to get started?

Check out the documentation, or speak to our team directly.

Talk to sales
View docs