Create a Credentials Session

Creates a new Credentials Session and returns a JSON object representing the newly created Credentials Session.

Authentication

AuthorizationBearer

Bearer authentication of the form Bearer <token>, where token is your auth token.

Request

This endpoint expects an object.

permissible_purposeenumRequired

A valid purpose is required for Truework to process the verification request. Throughout the API, this is signified by the permissible_purpose field.

VALUE	DESCRIPTION
child-support	Determine child support payments (available to verifiers that represent a state or local child support enforcement agencies)
credit-application	The target’s application for credit
employee-eligibility	Employee’s eligibility for a benefit granted by a governmental agency required by law to consider the employee’s financial responsibility or status
employee-request	The target has issued the verifier written instruction to obtain this information
employee-review-or-collection	Performing a review or collection of the target’s account
employment	Employment purposes where the target has given prior written consent
insurance-underwriting-application	Underwriting insurance in response to the target’s application
legitimate-reason-initiated	Legitimate business need for the information in connection with a business transaction initiated by the target
legitimate-reason-review	Legitimate business need to review the target’s account to determine whether the employee continues to meet the terms of the account
risk-assessment	To assess the credit or prepayment risks associated with an existing credit obligation of the target
subpoena	For a court order or a federal grand jury subpoena

A valid purpose is required for Truework to process the verification request. Throughout the API, this is signified by the `permissible_purpose` field. | VALUE | DESCRIPTION | | ---------------------------------- | --------------------------------------------------------------------------------------------------------------------------------------------------- | | child-support | Determine child support payments (available to verifiers that represent a state or local child support enforcement agencies) | | credit-application | The target's application for credit | | employee-eligibility | Employee's eligibility for a benefit granted by a governmental agency required by law to consider the employee's financial responsibility or status | | employee-request | The target has issued the verifier written instruction to obtain this information | | employee-review-or-collection | Performing a review or collection of the target's account | | employment | Employment purposes where the target has given prior written consent | | insurance-underwriting-application | Underwriting insurance in response to the target's application | | legitimate-reason-initiated | Legitimate business need for the information in connection with a business transaction initiated by the target | | legitimate-reason-review | Legitimate business need to review the target's account to determine whether the employee continues to meet the terms of the account | | risk-assessment | To assess the credit or prepayment risks associated with an existing credit obligation of the target | | subpoena | For a court order or a federal grand jury subpoena

targetobjectRequired

typeenumRequired

Allowed values:

use_caseenumRequired

The verification request use case describes the type of product the verification request is originating from. If omitted, the verifier type in account settings will be used as a default

VALUE	DESCRIPTION
mortgage	Verification for a mortgage
home-equity	Verification for home equity
background	Verification for a background check
tenant	Verification for a rental property
government	Verification for government/social services
auto	Verification for auto lending
lending	Verification for personal loans or consumer lending
credit	Verification for credit cards
identity	Verification for identity or fraud
insurance	Verification for insurance
health	Verification for health services
offers	Verification for offers
account-management	Verification for account management
preapproval	Verification for preapprovals

The verification request use case describes the type of product the verification request is originating from. If omitted, the verifier type in account settings will be used as a default | VALUE | DESCRIPTION | | ------------------ | ------------------------------------------------------------------------------------------------------------------------------ | | mortgage | Verification for a mortgage | | home-equity | Verification for home equity | background | Verification for a background check | | tenant | Verification for a rental property | | government | Verification for government/social services | | auto | Verification for auto lending | | lending | Verification for personal loans or consumer lending | | credit | Verification for credit cards | | identity | Verification for identity or fraud | | insurance | Verification for insurance | | health | Verification for health services | | offers | Verification for offers | | account-management | Verification for account management | | preapproval | Verification for preapprovals |

metadatamap from strings to optional stringsOptional

A single level key-value JSON object that can be used to store custom data on the verification request. Keys and values must be strings.

reseller_originating_partyobjectOptional

Required for reseller requests, should not be provided for non-reseller requests.

Response

A Credentials Session was successfully created.

idstring>=1 character

tokenstring>=1 character

Errors

400

Get Credentials Session Request Bad Request Error

401

Get Credentials Session Request Unauthorized Error

403

Get Credentials Session Request Forbidden Error

406

Get Credentials Session Request Not Acceptable Error

429

Get Credentials Session Request Too Many Requests Error

451

Get Credentials Session Request Unavailable for Legal Reasons Error

500

Get Credentials Session Request Internal Server Error

501

Get Credentials Session Request Not Implemented Error

A valid purpose is required for Truework to process the verification request. Throughout the API, this is signified by the permissible_purpose field.

VALUE	DESCRIPTION
child-support	Determine child support payments (available to verifiers that represent a state or local child support enforcement agencies)
credit-application	The target’s application for credit
employee-eligibility	Employee’s eligibility for a benefit granted by a governmental agency required by law to consider the employee’s financial responsibility or status
employee-request	The target has issued the verifier written instruction to obtain this information
employee-review-or-collection	Performing a review or collection of the target’s account
employment	Employment purposes where the target has given prior written consent
insurance-underwriting-application	Underwriting insurance in response to the target’s application
legitimate-reason-initiated	Legitimate business need for the information in connection with a business transaction initiated by the target
legitimate-reason-review	Legitimate business need to review the target’s account to determine whether the employee continues to meet the terms of the account
risk-assessment	To assess the credit or prepayment risks associated with an existing credit obligation of the target
subpoena	For a court order or a federal grand jury subpoena

1	curl -X POST https://api.truework-sandbox.com/credentials/session \
2	-H "Accept: application/json" \
3	-H "Authorization: Bearer <token>" \
4	-H "Content-Type: application/json" \
5	-d '{
6	"permissible_purpose": "child-support",
7	"target": {
8	"first_name": "Jane",
9	"last_name": "Doe",
10	"social_security_number": "000-00-0000"
11	},
12	"type": "employment-income",
13	"use_case": "mortgage"
14	}'

1	{
2	"id": "AAAAAAAAQnIAAYd5YHFVOm8PNX2ecFbEjqV__upOKUE8YE_IK2GwSQTP",
3	"token": "qvsEXEdbnGCSW3UmwbUuYZ_jlA73BLHvFy93Ocv8tPI"
4	}

Authentication

Headers

Request

Response

Errors